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/fit/ - Fitness, Health, and Feels

You're gonna make it.

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File: 3bf25ba51b58f7f⋯.jpg (41.2 KB,1200x630,40:21,westland_auto_sales_fresno….jpg)

fc607a No.152119

For anyone who financed a car, did your loan terms end up being manageable long-term, or did you wish you'd negotiated harder? Curious how people feel after the excitement of the car purchase wears off and reality sets in.

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fc607a No.152120

I was so focused on getting the monthly payment low that I didn’t pay enough attention to the interest rate. Five years later, I’ve paid way more than the car’s worth. If I could go back, I’d definitely take time to shop around more and compare loan offers closely.

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2f0b64 No.152125

I financed my last vehicle through TD Auto Finance, and while the process was smooth at the dealership, I wish I’d done more research beforehand. The terms looked fine on paper, but the interest added up fast. After a few months, I started seeing others share their experiences at https://www.pissedconsumer.com/company/td-auto-finance/customer-service.html and I realized I wasn’t alone. It’s easy to overlook long-term costs in the excitement of a new car.

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11e094 No.152148

just get an old car in good condition and pay the complete sum up front.

why do you want to be in debt? so you can have a new car? fuck that. new car is not worth being in debt.

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