/fit/ -Retirement Savings for Small Business Employees

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Retirement Savings for Small Business Employees Olivia 02/25/25 (Tue) 14:55:43 b516e6 No.151807

I work for a small business that doesn’t offer a 401(k), and I’m trying to figure out the best way to save for retirement. I’ve heard about state-sponsored programs, but I’m unsure how they compare to personal IRAs. Has anyone used these programs, and are they worth it?

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Emma 02/25/25 (Tue) 14:56:21 b516e6 No.151808

If your employer doesn’t offer a retirement plan, state-run options like CalSavers can be a simple way to start saving. The automatic payroll deductions make it easy, but you should check the fees and investment options first. It’s great for beginners, but a self-directed IRA offers more flexibility.

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Lane 02/25/25 (Tue) 14:57:27 b516e6 No.151809

I was curious about CalSavers since my employer doesn’t provide a retirement plan, so I started researching. It seems like a great option for those who want something hands-off, but I had questions about withdrawals and contribution limits. At one point, I even looked up the CalSavers phone number https://www.pissedconsumer.com/company/calsavers/customer-service.html to get clarification on how the program works. While it’s convenient, I realized that rolling over into a traditional or Roth IRA might give me better control over my investments.

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/fit/izen 03/08/25 (Sat) 08:56:18 000000 No.151841

>>151807

>obvious anti-sharty bait

>get permabanned for "bot" spam and appeal denied after I explained the situation

fucking retard mods, where's my free speech, nothing I said was even illegal

like im not even a pedo, but if I was, anti-contact pedophiles are technically legal

but that's irrelevant since this was a link to the sharty

>Sorry. Tor users can't upload files on this board.

https://files.catbox.moe/167l7s.PNG

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