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File: 47726a86b10a889⋯.png (156.41 KB,768x576,4:3,Business_owner_retirement_….png)

8eb93d No.151735

I work for a small business that doesn’t offer a retirement plan. What are some good alternatives for saving for retirement? Are there any programs specifically designed for employees in small businesses?

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8eb93d No.151736

Individual Retirement Accounts (IRAs) are a great option if your employer doesn’t offer a plan. Look into Roth or traditional IRAs, depending on your tax situation. Some states also provide retirement savings programs for workers without employer-sponsored plans, which can be a simple and affordable way to start saving.

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5eb1b6 No.151752

When my job didn’t offer a retirement plan, I explored alternatives and discovered state-sponsored programs. In my search, I came across discussions about CalSavers customer service https://www.pissedconsumer.com/company/calsavers/customer-service.html , where people shared their experiences with setting up accounts and managing contributions. While I didn’t use CalSavers directly (I live in a different state), it made me realize how helpful these programs can be. They often come with automatic payroll deductions and minimal setup hassle.

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