No.86942
Last month I almost ran into an awkward situation while traveling — I tried to pay for a hotel stay, but my crypto card declined. Turned out I’d hit the daily spending limit without realizing it. I never really thought about how these caps work, especially for larger purchases or cash withdrawals. It made me wonder if limits differ a lot between cards, and whether you can adjust them easily or if you’re stuck with the default settings. Has anyone here had to plan around their daily or monthly caps?
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No.86943
Yeah, I’ve bumped into that too, especially when I had to pay for several big things in one day. With my current provider, the limits are actually pretty generous — daily spending can go up to €10,000, monthly around €25,000, and cash withdrawals have their own separate cap. Since it’s a crypto debit card with cashback, you get the rewards without much restriction, but it’s still worth knowing your numbers so you don’t get caught off guard. If you want to see exactly how it’s structured, you can check here: https://whitebit.com/crypto-card. I usually just spread bigger purchases over a couple of days if I’m close to the limit, and it works fine.
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No.86944
I don’t really use cards for large transactions, so I’ve never run into spending limits personally. But I can see how it could be a problem if you’re making travel bookings or buying expensive electronics. It’s probably one of those things people don’t think about until it actually happens, which makes discussions like this useful for planning ahead.
Disclaimer: this post and the subject matter and contents thereof - text, media, or otherwise - do not necessarily reflect the views of the 8kun administration.