/qresearch/ -  Q Research

>>20971525

Number Of 'Problem Banks' Climbs In 1st Quarter, New FDIC Report Finds

(This is an issue and will eventually hsve a trigger pulled on it at a time determined by (((them)))and the unrealized losses actually went down from its peak of Sept/Oct last year so those ringing ‘alarm bells’ at current amount are late to this partyas the lower Treasury yields go it takes pressure off these already insolvent for many years unrealized losses as that can keep ticking higher because the system allows itBottom line: consequences are few and far between in the financial world and they are applied randomly, if at all, so don’t hold breath waiting for regulators to fix anything in a self-regulating arena)

It has been more than a year since the regional banking crisis exposed vulnerabilities in the financial system. A new Federal Deposit Insurance Corporation (FDIC) report discovered that the banking sector is still grappling with ballooning unrealized losses, a high number of “problem” banks, and various challenges that could worsen from high inflation and interest rates. The U.S. financial regulator released the findings of the “FDIC Quarterly Banking Profile First Quarter 2024” report on May 29. Officials confirmed that unrealized losses on available-for-sale and held-to-maturity securities rose by $39 billion to $517 billion. This, the report noted, represented the ninth consecutive quarter of “unusually high unrealized losses” since the Federal Reserve started raising interest rates in March 2022.

An increase in unrealized losses on residential mortgage-backed securities accounted for most of the January-March jump.

The FDIC report further revealed that the number of problem banks totaled 63 in the first quarter, up from 52 in the fourth quarter of 2023. They represented 1.4 percent of total U.S. banks, “which was within the normal range for non-crisis periods of one or two percent of all banks.”

These banks appeared on the “Problem Bank List” because they contained a CAMELS (Capital adequacy, Assets, Management capability, Earnings, Liquidity, Sensitivity) composite rating of “4” or “5.”

CAMELS is the FDIC’s 1-5 rating system, which assesses a financial institution’s performance, risk management practices, and degree of supervisory concern.

Despite the banking system’s “resilience” in the first three months of 2024, the FDIC warned that the finance industry “still faces significant downside risks” from high inflation, geopolitical uncertainty, and volatility in market interest rates.

“These issues could cause credit quality, earnings, and liquidity challenges for the industry,” the report stated. “In addition, deterioration in certain loan portfolios, particularly office properties and credit card loans, continues to warrant monitoring.” S. officials, be it at the Federal Reserve or the Treasury Department, have repeatedly assured the public that the banking system is safe, sound, resilient, and highly liquid.

However, a wave of reports suggests that there could be more turbulence ahead, especially concerning commercial real estate (CRE). New data analysis from Florida Atlantic University discovered that 67 U.S. banks are at a high risk of failure due to their exposure to CRE.(No shit Sherlock)

The more than five dozen entities possess exposure to CRE greater than 300 percent of their total equity, the study found.

“This is a very serious development for our banking system as commercial real estate loans are repricing in a high interest-rate environment,” said Rebel Cole, Ph.D., a Lynn Eminent Scholar Chaired Professor of Finance at Florida Atlantic University’s College of Business.

“With commercial properties selling at serious discounts in the current market, banks eventually are going to be forced by regulators to write down those exposures.”(wake me when THAT HABBENS)

Another study found that large U.S. banks might have more CRE exposure than financial regulators think because of credit lines and term loans given to real estate investment trusts (REITs).Researchers, including former Reserve Bank of India’s deputy governor, Viral Acharya, purported that big banks’ CRE lending exposure balloons by approximately 40 percent when indirect lending to REITs is factored in.

In February, the Mortgage Bankers Association (MBA) projected that 20 percent, or $929 billion, of the $4.7 trillion outstanding commercial mortgages held by investors and lenders will mature this year. This is a 28 percent increase from the $729 billion that matured in 2023.

https://www.zerohedge.com/markets/number-problem-banks-climbs-1st-quarter-new-fdic-report-finds

aei

>>20971538

Not sure how to feel about that.

>>20971480

roadkill army

>>20971553

Beware of the newfags with EMPTY words & their BROKEN threats.Much COVFEFE but still comfy.

>>20971557

blue sky black death

>>20971553

Which end to you wipe when you take a shit?

>askin’ for a fren

>>20971549

This timeline is insane.

>>20971551

if you make this claim you trained me one more time, it's clear you have a mental problem.

Schizophrenia spectrum and other psychotic disorders include schizophrenia,

other psychotic disorders, and schizotypal (personality) disorder. They are defined by ab-

normalities in one or more of the following five domains: delusions, hallucinations, disor-

ganized thinking (speech), grossly disorganized or abnormal motor behavior (including

catatonia), and negative symptoms.

>>20970891

Envigo RMS, a company that bred beagles for Dr. Fauci at the NIH, has been fined $35 million for animal cruelty involving 4,000 animals at a Virginia facility.

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https://t.me/c/1187461656/744502

>>20971574

Are you the board wizard breh?

Shut the fuck up already

poppin jacks from a jeep fun

>>20971567

Are you harming or helping grow?

>>20971583

>>20971577

>>20971574

US STATE DEPARTMENT SPAM

>>20971564

i'm sending an over qualified lesbo to meat juuu at olive garden bout nooods

>one specially-designed Nightmare. Promises.

Yeah blah,blah fucktard

How long have you said that for?

Get a new script

>>20971582

a6b070

https://x.com/Snowden/status/1798361146107523552

Foreign interference? In an election year? Forcing an unpopular bill through Congress that stole about $100 billion from your taxes to squander on fruitless unwinnable wars? Business as usual.

10:28 AM · Jun 5, 2024

·267K Views

EXCLUSIVE: House Foreign Affairs Chairman McCaul Warns Jen Psaki — Testify Or Face A Subpoena

HENRY RODGERS, CHIEF NATIONAL CORRESPONDENT, June 05, 2024

(Peppermint Psaki’s Bullshit is not being tolerated)

Republican Texas Rep. Michael McCaul sent a letter Wednesday morning to former White House press secretary Jen Psaki’s lawyer threatening a subpoena after she failed to respond to an original request to appear for a transcribed interview as part of the committee’s probe into the U.S. withdrawal from Afghanistan.

The Daily Caller first obtained a copy of the letter, which was sent to Psaki’s lawyer, Emily Loeb. In it, McCaul, the chairman of the House Foreign Affairs Committee, mentions the fact thatPsaki is a private citizen who recently published a bookabout her time in the Biden White House.In her book, she falsely claimed that Biden never looked at his watch during the dignified transfer ceremonyfor American soldiers killed in Kabul in 2021.

“Your client Jen Psaki has failed to adequately respond to my letter dated May 21, 2024, requesting that she appear before the Committee for a transcribed interview relating to my investigation into the U.S. withdrawal from Afghanistan. As you know, I requested a response from Ms. Psaki by May 28, 2024, which has now passed.Your client’s disregard for my request is an affront to this Committee and the U.S. House of Representatives,” McCaul wrote in the letter.

“I have reviewed the email that was addressed to my staff on May 28, 2024.I am troubled by your and Ms. Psaki’s stated ‘deference’ to outdated ‘concerns’ from the White House Counsel’s Office. Further, Ms. Psaki is a private citizen, who haspublishedher insight into the U.S. withdrawal from Afghanistanfor public consumption and personal profit. Ms. Psaki’s duty to appear before Congress is manifest, and her former employer’s desire to avoid congressional oversight is not relevant,” McCaul continued.

READ THE LETTER HERE:

https://auth.scribd.com/u/signup?state=hKFo2SByOFg4T0wyOTVTX0ZWc05zY3RaUG81OXZEUHlUUUl3TqFur3VuaXZlcnNhbC1sb2dpbqN0aWTZIDlDNDRFS2VsSzN0d21FVERIU2tDS2RQQTJmYkstaXpTo2NpZNkgZ3ljN3lyZnpzdkpmaXd5bHNlYXU4Y3g5dVZhb2FOU1A&ui_locales=en

This is a part of the committee’sprobe into the U.S. withdrawal from Afghanistan where 13 U.S. soldiers were killed.

He offered three specific dates for Psaki to come in an testify before the committee, June 26, 2024. July 9, 2024, or July 23, 2024. “I hope Ms. Psaki chooses to appear voluntarily; otherwise I will be forced to turn to compulsory process.”

McCaul called for a response about her availability for a transcribed interview no later than Wednesday, June 12, 2024, at 5:00 pm ET.

Psaki was widely fact-checked for her claim that Biden did not check his watch during the dignified transfer, which was captured on camera and broadly reported at the time.

Despite the investigation from the Foreign Affairs Committee and criticism from all parts of the political spectrum, the Biden administration has stood by its decision to pull out of Afghanistan, which resulted in the killing of 13 U.S. servicemembers when an ISIS-K terrorist detonated a suicide bomb outside the airport in Kabul where evacuations were being conducted. Nearly 200 Afghan civilians were also killed in the attack.

A Pentagon probe into the bombing found thatthe attack was “not preventable,”echoing the claims from the White House that the withdrawal was ultimately a positive success,despite first-hand witness testimony alleging that the attacker could’ve been stopped, but wasn’t.

(I love the fact all these people that get millions to write a book, always lie in the them, Milley, etc. all lie, and they are lies, that can be proven. Wonder what else she lied about in it.)

https://dailycaller.com/2024/06/05/michael-mccaul-foreign-affairs-committee-jen-psaki-testimony-subpoena-afghanistan-withdrawal/

>>20971593

Brown

>>20971606

>>20971610 (me)

>>20971617

>Compare EST time stamp to Q drop.

noice

ironic too.