/biz/ - Business and Finance

Try applying online for a secured card, it's meant for low spenders with either little credit history or a default on loans:

https://www.capitalone.com/credit-cards/secured-mastercard/

The difference between a secured card and a regular (unsecured) card is that you have to make a deposit, which serves as collateral when you don't pay.

You get everything you can expect with a starter card:

>low starting credit line (~$200)

>shitty APR (25%)

>basic benefits: 24/7 customer service, auto rental and travel insurance

If you're approved (which shouldn't be a problem unless you're bankrupt), then put the deposit in, charge moderate amounts to the card, and make payments on time. In a few months, you should be able to apply for unsecured cards with higher limits and lower interests.

>walk into bank

>"can I get another credit card"

>what do you do for a living

>explain that I actually have a job

>sorry you can't use that as income for a few months

>you need something before we consider you for this card

>"okay but this card says that the minimum required income is $0"

>sorry you still need income

so much for trying to invest with credit

stupid question:

if you're NEET then how can you pay a credit card bill?

>>2373

>trying to get credit card

>with no money to pay it back

OP you really are a stupid faggot aren't you?

>>2453

stupid question. if youre a neet how can you get a home and a job at the same time? you cant. you just have to ask around for people to give you havnd outs and feel like a piece of shit for the rest of your existence.

fuck this capitalist shithole 3rd world country.

stop blaming millenials you fuck wads

>>2378

These scamcards are real shifty, I was almost going to get one before the company upNfolded and now doesn't exist. These scamcard companies know most wont pay back so they make money by selling your info to third parties like nsa and otherscam companies. Buy steam cards for steam games, amazon cards for web purchases. Prepaid visas for everything else. Cosign with your parents if you can, get a student card if possible. Wait until you have a job with income before getting a card if not better option.

>>2373

I'm a black trans nonbinary gender-tranny-fluid non demisexual ponyfag-kin and I need money to fight da patriarchy n sheeit

You're welcome

>>2453

Sell crack or learn to draw and then draw porn for weird MLPfags. That or go to one of those protests, you get paid to yell at police or some shit.